Linda D. Dempsey - KELLER WILLIAMS REALTY


Sending and receiving faxes is still growing in popularity around the world, and online fax services have come to light to enable users to change from traditional fax machines to online (internet) fax. So, if you are the type of person that needs to send and receive faxes every day and still glued onto the traditional fax machines, take a look at some few benefits of adopting online fax: 

1. It saves you a lot of money

Online fax services may cost you something in the neighborhood of $20 monthly. Meanwhile, traditional fax machines can require many times than that. Purchasing a fax machine alone costs about $100 to $300. When you include the cost of ink, toner paper, replacement parts, and maintenance, you start to see the picture of why online faxing is better.

2. It is convenient

Generally, when using the traditional fax machine, you need to be in your office to start faxing. But when you switch to online fax, you can send and receive faxes from wherever you are and whenever you want. Anywhere and at any time.

3. It keeps your document always organized and available.

Say, you are receiving at least fifteen faxes every day, and after one month, you would have achieved nothing less than 500 pages. Calculate that for a year, and you will realize it is a difficult task to manage such loads of paper. Well, when you switch to an online fax service with a cloud storage feature, you can store all your sent and received faxes in one place. Apart from that, you can quickly get access to the files whenever you want to.

4. It allows you to send and receive faxes from your smart-phone

There are so many online fax providers that offer applications for Android and IOS devices to start getting and sending faxes on the go. This benefit means you can use the camera of your smart-phone as a scanner to convert paper documents to digital text and send a fax with just some few touches on your smart-phone screen.

5. It is highly secure

Online fax services make use of OpenSSL or other trusted encryption systems to ensure your data is safe and no one else except the receiver and sender can read the content of faxes. With that in mind, you won't have to worry about your data sent to unsecured phone lines or an unauthorized employee having access to received fax accidentally. 

Apart from these five, there are more amazing benefits waiting for you when you switch to online fax services. Don't wait any longer. Get started today!


If you're at a loss to explain why your money seems to disappear so quickly, every month, your utility bills may be partly to blame. The solution to lowering your energy-related expenses involves a combination of high-tech approaches and old-fashioned methods. On the high-tech side, it pays to program your thermostat so that you're automatically adjusting your energy usage when your family is sleeping, at work, or at school. There's no need to make the house perfectly comfortable when no one's at home! If the idea of programming electronic devices causes you to break out in a cold sweat, then maybe you can ask your HVAC technician to set it up for you the next time he stops by for a service call or furnace tuneup. (Hey, you never know unless you ask!) Another way to save money on your energy bill is to use your clothes dryer less. This strategy is simple, but effective. Buy an old-fashioned clothes line, hang it up securely in your back yard, and use it to air-dry some of your laundry. I'm not saying it should replace your clothes dryer -- especially in the cold winter months. However, it can be an effective, low-tech method to reduce the energy demands you place on your dryer. There's also the option of drying some of your clothes on a drying rack. Fixing Leaks, Lighting, and Insulation Two common plumbing problems that many homeowners endure are toilets that run 24/7 and faucets that leak. While it may not seem that these relatively minor issues are going to impact your water bill, those leaks can and do add up over an extended period of time. Not only that, but the continual sound of your toilet tank running and your faucet dripping can be quite annoying! If you have the phone number of a reasonably priced plumber who can fix those problems, it'll pay to have him stop over. From an electricity standpoint, you can save money by replacing your incandescent light bulbs with Energy Star certified bulbs. According to the U.S. Environmental Protection Agency, these energy-efficient bulbs use 70-90% less energy than standard bulbs, they last 10 to 25 times longer, and produce substantially less heat. The fact that they generate up to 90% less heat makes them safer and more energy efficient, too -- particularly during the summer. As a side note, you can also save energy during the holidays by using Energy Star certified decorative light strings! Yet another way to make sure your home is energy efficient and cost effective is to check the insulation in the attic and other areas. If you're considering purchasing a home that is inadequately insulated, you could consider asking the seller to correct that problem, as a condition of the sale. An alternative approach would be to use that deficiency (and/or others) as a negotiating chip to get the price lowered. Whether you're buying or selling a house, an experienced real estate agent can help you negotiate mutually agreeable terms and successfully guide you through the twists and turns of real estate transactions!

Stopping by local garage sales in search of bargains and treasures is a lot like panning for gold. Some days you'll be sifting through a lot of rubble before you discover the hidden gems. Other days, you'll hit the mother lode, right away! Whether you're looking for cheap books, antique furniture, unique jewelry, retro clothing, statues, gardening tools, or gently used toys, you can expect to stumble upon some very interesting and worthwhile items -- usually at extremely low prices. Keys to Bargain Hunting Success Many people who attend garage sales on a regular basis seem to have developed a system to ferret out what they're looking for, spot bargains, and negotiate the lowest possible prices. They often don't even get out of their cars if the items displayed fail to catch their interest. Yard sales attract a wide variety of people, but the ones who find the best stuff at the lowest prices know the value of persistence, getting an early start, and advance planning. Many are quite adept at surfing the Web, clippings ads, and using social media to find promising yard sales to check out. The Seasoned Garage Sale Hunter In addition to a natural curiosity about the unexpected treasures they might find in their travels, they recognize the following underlying truths about garage sales.
  • There are two main reasons that people hold garage sales: to make extra money and to get rid of things they no longer need or want. In most cases, they're highly motivated to make sales and do not expect to rake in boatloads of money. If they happen to be in the process of selling their house and getting ready to move, they should be especially motivated to clear out all their garage sale inventory. The last thing they want to see is an interested customer with a wad of cash in their hands walk away because the price wasn't right. If you make a reasonable offer, chances are they'll either accept it or make a counteroffer. By cultivating some basic negotiating skills and learning to have fun with it, you can pick up some amazing deals in your neighborhood.
  • At first, going to garage sales may seem like a hit-or-miss proposition. However, persistence pays off. Good timing, a little bit of luck, and being in the right place at the right time will eventually work in your favor. It's sort of a "numbers game," so if you plan to visit a few different yard sales in one morning, you're bound to find all kinds of worthwhile treasures and bargains.
  • If you know what you're looking for and have a pretty good idea of what its worth, you'll be in a good position to make reasonable offers and walk away with exceptional deals.
Whether you're looking for a used guitar, an inexpensive desk for a college student, or some hard-to-find first-edition books, you never know what you're going to discover when you dedicate a Saturday or Sunday morning to some serious garage sale shopping!

Saving money can be hard. It often seems like a daunting task but often it is the little things that make a big difference. Here are five tips to get saving more money now. 1. Pay off your debt. If you have debt try to consolidate it and pay off debt as soon as possible. A strategy to do this would be to consolidate debt to a lower interest rate if possible. Interest on debt can cost you thousands of dollars every year. 2. Pay your bills on time. When you don't pay your bills on time you acquire late fees. The best way to do this is to get organized about your regular bills. If possible, automate your regular payments. 3. Know your bank balance. If you don't keep track of your check book you will probably accrue over draft fees. Be aware of the balance in your bank account and avoid overdraft fees. 4. Avoid ATM fees. ATM fees can really add up. Try to use only those ATM machines where your bank will not charge the fees, or withdraw directly at your bank. 5. Manage your credit. Credit card fees are often hidden costs you don't account for. Look for credit cards with cash back bonuses and reward points. Avoid credit cards with annual fees.

There are more cleaning supplies on the market than ever before. If you walk down the cleaning section of Target you'll find an array of brooms, scrubbers, and solutions that are all variations on the same simple ideas. Furthermore, these products have begun capitalizing on single-use components like a sweeper with throwaway pads or disposable dusters. All of these expenses add up and before you know it you're spending up to $70 each month just on cleaning supplies. Fortunately, many frugal consumers have noticed this trend and have come up with creative ways to save money on cleaning. In this article, we'll cover some frugal cleaning products and solutions that will save you a ton of money at the checkout line.

Sweeping, dusting, and mopping

Let's face it, the Swiffer is a great invention. It mops, sweeps, and dusts without the mess of a bucket of water. Plus it's lightweight and versatile making it useful for many surfaces around the home. The down side? Having to buy all of those expensive replacement pads. If you're like me, you feel a twinge of guilt whenever you throw out at item that seems wasteful. For me, cleaning supplies are the epitome of wastefulness. So, instead of using the throwaway pads you could do a a few things. First, you could buy a reusable pad online. Some are designed to fit various sweepers. Alternatively, there are some cloths that you can buy at your local dollar store that will fit onto your sweeper just fine. Once one gets dirty, put the next one on and sink wash them all when you're done. The other option is to knit or crochet your own sweeper cover. There are lots of patterns online that will help you get started, plus a hand-made cloth adds more meaning to the mundane work of sweeping the house. For those spots you don't dust with your sweeper-duster (like a TV, or the tops of picture frames), you could always dust with your used dryer sheets that you'd otherwise just toss in the trash. Keep them in a bag in your cabinet so you remember to use them.

Go paperless

Paper towels and napkins are always expensive and seldom on sale. Plus, all that paper usage does a number on the environment. Instead of reaching for a paper towel at dinner, keep a stack of microfiber cloths, handkerchiefs, or hand towels. When this isn't possible, like in the case of a big cookout, use choose-a-size paper towels to get more usage out of a roll. And speaking of choosing a size, the next time you buy sponges or "magic erasers," cut them in half to double the length of time you can use them.

Cleaning solutions

Making your own cleaning solutions has many benefits. First, you get to save money because the supplies tend to be cheap, household items. Second, you get to avoid all of the harsh chemicals that are often added to commercial cleaners, helping your health and the environment. Third, you can make them in bulk and not have to worry about them running out. Recipes for homemade cleaning solutions and air fresheners are abundant online. In general, however, they rely on a few simple ingredients: water, vinegar, baking soda, and some type of citrus like lemons, limes, or oranges.